Looking for a lower monthly mortgage payment? With an acceptable offer, the seller is offering up to $5000 toward an interest rate buydown for qualified buyers. Buyer must use a participating lender and qualify. Vaulted ceilings, skylights, updated kitchen, updated bathrooms, move-in ready. If you're tired of looking at cookie-cutter homes, 2806 Holy Cross Lane offers something increasingly difficult to find: character, natural light, and architectural charm combined with modern updates. From the moment you walk inside, you'll notice soaring vaulted ceilings, skylights, an exposed beam, and an open-concept living area centered around a striking fireplace. Natural light pours throughout the home, creating a bright and welcoming atmosphere. The updated kitchen features granite countertops, stainless steel appliances, white cabinetry, subway tile backsplash, abundant storage, and a breakfast bar that flows into the dining and living spaces. The primary suite offers plenty of room to unwind and includes an updated ensuite bathroom with a remodeled walk-in shower and a larger closet system. Recent updates include luxury vinyl plank flooring, updated fixtures, refreshed finishes, modernized bathrooms, and neutral colors that allow the next owner to move right in. Outside, mature trees and established landscaping create a private setting rarely found in newer communities. Conveniently located near Firewheel Town Center, CityLine, George Bush Turnpike, US-75, shopping, dining, parks, and employers, this home offers the perfect combination of location, functionality, and timeless architectural appeal. For buyers searching for a move-in ready home in Garland with vaulted ceilings, skylights, granite countertops, updated bathrooms, large living spaces, mature trees, and easy access to Richardson and Plano. Located in Richardson ISD, this home is zoned to Big Springs Elementary, Apollo Junior High, and Berkner High School.